SENIOR CITIZEN PLAN
(Max Bupa is now Niva Bupa)
When it comes to Senior Citizens, Max Bupa has ‘Health Companion’ to offer. Comprehensively designed while keeping the medical needs of individuals and families in mind, the offered plan comes in the form of 3 variants, which vary in their sum insured options. Senior citizens can avail the Health Companion plan for a policy term of 1 year or 2 years. The plan comes with assured lifelong renewability and benefits such as direct claim settlement, cashless treatment, free look up period, and many others.
Key Features of the Senior Citizens Plan.
- Vast sum insured range – Rs. 3 Lakh & Rs. 4 Lakh (family floater)
- Refill benefit, in case of exhaustion of base sum insured and no claim bonus, partially or completely.
- Any age enrollment
- Renewal benefit
- 12.5% discount on the second year premium, if the policy is taken for 2 years
- Vaccination in case of an animal bite, and others
- Assured policy renewal for life, etc.
Scope of Coverage
- In-patient care (hospitalisation)
- 30 days pre-hospitalisation cover
- 60 days post-hospitalisation cover
- Coverage for all day care treatments
- Alternative treatments
- Domiciliary treatment
- Emergency ambulances and organ transplant, etc.
Eligibility
The maximum age of entry for the Health Companion family floater policy is lifelong. In other words, there is no maximum age for enrollment.
Exclusions
- Cosmetic and Reconstructive Surgery
- Mental and Psychiatric Conditions
- Convalescence & Rehabilitation
- HIV, AIDS, and related complex diseases
- Inconsistent, Irrelevant or Incidental Diagnostic procedures, and others
Do you want to know about the Health Companion family floater plan? Do you want to check whether or not it is the perfect health insurance for senior citizens? Kindly go through the Policy Wordings! For more, you can get your queries answered by the experts of Insured for Life by initiating contact at 8307735843.